Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 409,125,000 | 398,331,000 | 377,659,000 | 374,902,000 |
| Total loans | 173,215,000 | 177,728,000 | 168,891,000 | 168,719,000 |
| Allowance for loan losses | 2,725,000 | 2,848,000 | 2,841,000 | 2,871,000 |
| Securities available for sale | 183,969,000 | 181,485,000 | 182,686,000 | 179,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,707,000 | 376,745,000 | 362,981,000 | 355,254,000 |
| Interest-bearing deposits | 322,349,000 | 314,782,000 | 298,201,000 | 288,519,000 |
| Noninterest-bearing deposits | 59,358,000 | 61,963,000 | 64,780,000 | 66,735,000 |
| Equity capital | 26,813,000 | 20,889,000 | 13,992,000 | 18,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,099,000 | 6,208,000 | 9,395,000 | 12,492,000 |
| Interest expense | 281,000 | 561,000 | 851,000 | 1,170,000 |
| Net interest income | 2,818,000 | 5,647,000 | 8,544,000 | 11,322,000 |
| Noninterest income | 842,000 | 1,467,000 | 2,054,000 | 2,787,000 |
| Noninterest expense | 2,241,000 | 4,544,000 | 7,026,000 | 9,348,000 |
| Provision for loan losses | 48,000 | 94,000 | 142,000 | 188,000 |
| Pretax income | 918,000 | 1,699,000 | 2,384,000 | 3,784,000 |
| Income tax | 40,000 | 74,000 | 104,000 | 124,000 |
| Net income | 878,000 | 1,625,000 | 2,280,000 | 3,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,850,000 | 34,097,000 | 33,273,000 | 34,653,000 |
| Total capital | 37,575,000 | 36,904,000 | 35,888,000 | 37,361,000 |
| Risk-weighted assets | 227,418,000 | 224,552,000 | 209,041,000 | 216,554,000 |