Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 411,899,000 | 417,097,000 | 412,674,000 | 423,232,000 |
| Total loans | 174,918,000 | 174,820,000 | 173,115,000 | 177,438,000 |
| Allowance for loan losses | 2,827,000 | 2,836,000 | 2,817,000 | 2,827,000 |
| Securities available for sale | 180,659,000 | 188,652,000 | 185,856,000 | 195,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,741,000 | 380,358,000 | 375,076,000 | 385,842,000 |
| Interest-bearing deposits | 311,460,000 | 317,301,000 | 317,350,000 | 326,426,000 |
| Noninterest-bearing deposits | 64,281,000 | 63,057,000 | 57,726,000 | 59,416,000 |
| Equity capital | 35,336,000 | 35,835,000 | 36,791,000 | 36,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,363,000 | 9,804,000 | 12,947,000 |
| Interest expense | 323,000 | 643,000 | 955,000 | 1,247,000 |
| Net interest income | 2,806,000 | 5,720,000 | 8,849,000 | 11,700,000 |
| Noninterest income | 735,000 | 1,700,000 | 2,473,000 | 3,209,000 |
| Noninterest expense | 2,190,000 | 4,414,000 | 6,702,000 | 9,071,000 |
| Provision for loan losses | 19,000 | 39,000 | 62,000 | 82,000 |
| Pretax income | 1,158,000 | 2,870,000 | 4,399,000 | 5,634,000 |
| Income tax | 51,000 | 126,000 | 192,000 | 237,000 |
| Net income | 1,107,000 | 2,744,000 | 4,207,000 | 5,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,165,000 | 31,327,000 | 32,791,000 | 33,972,000 |
| Total capital | 33,828,000 | 34,106,000 | 35,608,000 | 36,799,000 |
| Risk-weighted assets | 212,932,000 | 222,303,000 | 226,027,000 | 230,801,000 |