Call reports 2019
COMMERCIAL BANK — 2019
What COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 333,417,000 | 335,844,000 | 328,533,000 | 337,834,000 |
| Total loans | 142,582,000 | 142,543,000 | 145,582,000 | 145,599,000 |
| Allowance for loan losses | 2,508,000 | 2,569,000 | 2,644,000 | 2,719,000 |
| Securities available for sale | 158,929,000 | 172,605,000 | 169,827,000 | 158,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,813,000 | 304,224,000 | 292,982,000 | 304,475,000 |
| Interest-bearing deposits | 260,534,000 | 260,570,000 | 252,799,000 | 259,001,000 |
| Noninterest-bearing deposits | 41,279,000 | 43,654,000 | 40,183,000 | 45,474,000 |
| Equity capital | 30,739,000 | 30,535,000 | 31,561,000 | 32,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,900,000 | 8,917,000 | 11,910,000 |
| Interest expense | 415,000 | 864,000 | 1,325,000 | 1,797,000 |
| Net interest income | 2,509,000 | 5,036,000 | 7,592,000 | 10,113,000 |
| Noninterest income | 691,000 | 1,413,000 | 2,146,000 | 2,869,000 |
| Noninterest expense | 2,247,000 | 4,439,000 | 6,632,000 | 8,750,000 |
| Provision for loan losses | 81,000 | 165,000 | 250,000 | 333,000 |
| Pretax income | 872,000 | 1,845,000 | 2,905,000 | 3,981,000 |
| Income tax | 38,000 | 81,000 | 127,000 | 132,000 |
| Net income | 834,000 | 1,764,000 | 2,778,000 | 3,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,393,000 | 28,388,000 | 28,688,000 | 29,757,000 |
| Total capital | 32,743,000 | 30,795,000 | 31,018,000 | 32,147,000 |
| Risk-weighted assets | 187,876,000 | 192,048,000 | 184,662,000 | 190,946,000 |
Machine access — free, no API key
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