Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 328,365,000 | 322,431,000 | 314,225,000 | 330,867,000 |
| Total loans | 127,583,000 | 133,400,000 | 141,160,000 | 143,872,000 |
| Allowance for loan losses | 2,227,000 | 2,295,000 | 2,364,000 | 2,464,000 |
| Securities available for sale | 178,424,000 | 172,775,000 | 159,516,000 | 157,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,254,000 | 295,202,000 | 283,102,000 | 302,296,000 |
| Interest-bearing deposits | 256,814,000 | 255,625,000 | 247,092,000 | 258,715,000 |
| Noninterest-bearing deposits | 43,440,000 | 39,577,000 | 36,010,000 | 43,581,000 |
| Equity capital | 27,339,000 | 26,393,000 | 25,078,000 | 27,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000 | 5,486,000 | 8,337,000 | 11,236,000 |
| Interest expense | 272,000 | 545,000 | 864,000 | 1,227,000 |
| Net interest income | 2,427,000 | 4,941,000 | 7,473,000 | 10,009,000 |
| Noninterest income | 776,000 | 1,476,000 | 2,167,000 | 2,941,000 |
| Noninterest expense | 2,034,000 | 4,039,000 | 6,049,000 | 8,099,000 |
| Provision for loan losses | 78,000 | 153,000 | 231,000 | 307,000 |
| Pretax income | 1,091,000 | 2,225,000 | 3,333,000 | 4,517,000 |
| Income tax | 48,000 | 97,000 | 146,000 | 153,000 |
| Net income | 1,043,000 | 2,128,000 | 3,187,000 | 4,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,559,000 | 28,697,000 | 28,255,000 | 29,455,000 |
| Total capital | 31,786,000 | 30,992,000 | 30,596,000 | 31,843,000 |
| Risk-weighted assets | 179,989,000 | 187,103,000 | 187,288,000 | 191,014,000 |