Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 325,662,000 | 328,897,000 | 320,253,000 | 329,055,000 |
| Total loans | 122,583,000 | 121,781,000 | 124,932,000 | 123,374,000 |
| Allowance for loan losses | 2,171,000 | 2,183,000 | 2,131,000 | 2,155,000 |
| Securities available for sale | 187,852,000 | 183,354,000 | 177,206,000 | 178,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,488,000 | 296,860,000 | 288,132,000 | 299,247,000 |
| Interest-bearing deposits | 258,033,000 | 256,746,000 | 249,193,000 | 254,232,000 |
| Noninterest-bearing deposits | 37,455,000 | 40,114,000 | 38,939,000 | 45,015,000 |
| Equity capital | 28,921,000 | 30,833,000 | 31,382,000 | 29,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,344,000 | 8,133,000 | 10,772,000 |
| Interest expense | 261,000 | 529,000 | 799,000 | 1,069,000 |
| Net interest income | 2,408,000 | 4,815,000 | 7,334,000 | 9,703,000 |
| Noninterest income | 639,000 | 1,347,000 | 1,932,000 | 2,553,000 |
| Noninterest expense | 2,130,000 | 4,193,000 | 6,246,000 | 8,293,000 |
| Provision for loan losses | 35,000 | 72,000 | 111,000 | 148,000 |
| Pretax income | 882,000 | 1,981,000 | 3,060,000 | 3,966,000 |
| Income tax | 39,000 | 87,000 | 134,000 | 99,000 |
| Net income | 843,000 | 1,894,000 | 2,926,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,884,000 | 27,889,000 | 28,977,000 | 28,621,000 |
| Total capital | 29,975,000 | 29,970,000 | 31,108,000 | 30,776,000 |
| Risk-weighted assets | 167,195,000 | 166,404,000 | 176,702,000 | 174,635,000 |