Call reports 2012
COMMERCIAL BANK — 2012
What COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 225,889,000 | 231,976,000 | 229,064,000 | 236,464,000 |
| Total loans | 89,055,000 | 92,602,000 | 93,911,000 | 96,260,000 |
| Allowance for loan losses | 2,189,000 | 2,180,000 | 2,166,000 | 2,146,000 |
| Securities available for sale | 128,274,000 | 118,988,000 | 119,280,000 | 109,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,799,000 | 194,889,000 | 197,337,000 | 206,062,000 |
| Interest-bearing deposits | 164,687,000 | 169,717,000 | 169,779,000 | 180,998,000 |
| Noninterest-bearing deposits | 25,112,000 | 25,172,000 | 27,558,000 | 25,064,000 |
| Equity capital | 29,828,000 | 30,265,000 | 31,084,000 | 29,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,222,000 | 4,418,000 | 6,555,000 | 8,383,000 |
| Interest expense | 314,000 | 606,000 | 856,000 | 1,088,000 |
| Net interest income | 1,908,000 | 3,812,000 | 5,699,000 | 7,295,000 |
| Noninterest income | 452,000 | 915,000 | 1,446,000 | 1,970,000 |
| Noninterest expense | 1,494,000 | 3,006,000 | 4,620,000 | 6,259,000 |
| Provision for loan losses | -3,000 | -1,000 | -1,000 | -1,000 |
| Pretax income | 987,000 | 1,847,000 | 2,728,000 | 3,258,000 |
| Income tax | 38,000 | 75,000 | 112,000 | 173,000 |
| Net income | 949,000 | 1,772,000 | 2,616,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,522,000 | 27,608,000 | 28,230,000 | 27,136,000 |
| Total capital | 28,871,000 | 28,937,000 | 29,568,000 | 28,511,000 |
| Risk-weighted assets | 107,075,000 | 105,455,000 | 106,227,000 | 109,226,000 |