Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 235,982,000 | 232,477,000 | 231,657,000 | 230,909,000 |
| Total loans | 90,620,000 | 88,814,000 | 88,566,000 | 86,209,000 |
| Allowance for loan losses | 2,097,000 | 2,098,000 | 2,131,000 | 2,175,000 |
| Securities available for sale | 126,242,000 | 121,584,000 | 116,169,000 | 133,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,963,000 | 194,784,000 | 190,877,000 | 190,769,000 |
| Interest-bearing deposits | 168,694,000 | 169,110,000 | 165,129,000 | 163,724,000 |
| Noninterest-bearing deposits | 27,269,000 | 25,674,000 | 25,748,000 | 27,045,000 |
| Equity capital | 31,434,000 | 30,053,000 | 31,647,000 | 28,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,862,000 | 7,320,000 | 9,548,000 |
| Interest expense | 455,000 | 855,000 | 1,237,000 | 1,599,000 |
| Net interest income | 1,943,000 | 4,007,000 | 6,083,000 | 7,949,000 |
| Noninterest income | 478,000 | 961,000 | 1,515,000 | 1,954,000 |
| Noninterest expense | 1,518,000 | 3,060,000 | 4,508,000 | 6,087,000 |
| Provision for loan losses | 37,000 | 72,000 | 114,000 | 158,000 |
| Pretax income | 866,000 | 1,856,000 | 3,111,000 | 3,794,000 |
| Income tax | 38,000 | 80,000 | 130,000 | 225,000 |
| Net income | 828,000 | 1,776,000 | 2,981,000 | 3,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,924,000 | 27,874,000 | 29,079,000 | 26,574,000 |
| Total capital | 32,316,000 | 29,243,000 | 30,446,000 | 27,921,000 |
| Risk-weighted assets | 110,655,000 | 108,788,000 | 108,622,000 | 106,909,000 |