Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 176,249,000 | 183,888,000 | 182,106,000 | 191,847,000 |
| Total loans | 82,479,000 | 82,272,000 | 83,464,000 | 86,393,000 |
| Allowance for loan losses | 1,438,000 | 1,427,000 | 1,518,000 | 1,533,000 |
| Securities available for sale | 78,579,000 | 82,530,000 | 81,769,000 | 88,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,770,000 | 148,166,000 | 145,927,000 | 155,448,000 |
| Interest-bearing deposits | 126,875,000 | 132,934,000 | 132,789,000 | 138,702,000 |
| Noninterest-bearing deposits | 16,895,000 | 15,232,000 | 13,138,000 | 16,746,000 |
| Equity capital | 28,936,000 | 29,329,000 | 30,626,000 | 31,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,223,000 | 6,336,000 | 9,433,000 | 12,478,000 |
| Interest expense | 1,465,000 | 2,863,000 | 4,228,000 | 5,465,000 |
| Net interest income | 1,758,000 | 3,473,000 | 5,205,000 | 7,013,000 |
| Noninterest income | 347,000 | 731,000 | 1,057,000 | 1,432,000 |
| Noninterest expense | 1,016,000 | 2,025,000 | 3,091,000 | 4,338,000 |
| Provision for loan losses | 66,000 | 138,000 | 226,000 | 298,000 |
| Pretax income | 1,023,000 | 2,041,000 | 2,945,000 | 3,809,000 |
| Income tax | 71,000 | 140,000 | 204,000 | 163,000 |
| Net income | 952,000 | 1,901,000 | 2,741,000 | 3,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,581,000 | 27,795,000 | 28,328,000 | 29,167,000 |
| Total capital | 28,816,000 | 29,079,000 | 29,611,000 | 30,509,000 |
| Risk-weighted assets | 98,620,000 | 102,548,000 | 102,407,000 | 107,208,000 |