Call reports 2025
FIRST MISSOURI STATE BANK — 2025
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 268,429,000 | 265,453,000 | 271,697,000 | 278,469,000 |
| Total loans | 213,840,000 | 226,216,000 | 227,762,000 | 219,696,000 |
| Allowance for loan losses | 2,935,000 | 2,868,000 | 3,139,000 | 3,397,000 |
| Securities available for sale | 10,000 | 9,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,294,000 | 231,718,000 | 238,185,000 | 245,259,000 |
| Interest-bearing deposits | 218,347,000 | 215,024,000 | 222,298,000 | 228,886,000 |
| Noninterest-bearing deposits | 16,947,000 | 16,694,000 | 15,887,000 | 16,373,000 |
| Equity capital | 23,477,000 | 24,066,000 | 23,653,000 | 23,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 8,032,000 | 13,334,000 | 17,614,000 |
| Interest expense | 1,741,000 | 3,473,000 | 5,209,000 | 6,964,000 |
| Net interest income | 2,168,000 | 4,559,000 | 8,125,000 | 10,650,000 |
| Noninterest income | 600,000 | 786,000 | 930,000 | 1,117,000 |
| Noninterest expense | 1,308,000 | 2,546,000 | 3,761,000 | 5,262,000 |
| Provision for loan losses | 0 | 0 | 240,000 | 495,000 |
| Pretax income | 1,460,000 | 2,799,000 | 5,053,000 | 6,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,460,000 | 2,799,000 | 5,053,000 | 6,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,477,000 | 24,065,000 | 23,653,000 | 23,659,000 |
| Total capital | 25,812,000 | 26,544,000 | 26,130,000 | 26,111,000 |
| Risk-weighted assets | 186,138,000 | 197,855,000 | 197,437,000 | 195,157,000 |