Call reports 2023
FIRST MISSOURI STATE BANK — 2023
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 237,409,000 | 239,356,000 | 245,743,000 | 257,634,000 |
| Total loans | 184,442,000 | 193,707,000 | 202,625,000 | 202,465,000 |
| Allowance for loan losses | 2,507,000 | 2,547,000 | 2,600,000 | 2,742,000 |
| Securities available for sale | 515,000 | 514,000 | 15,000 | 15,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,380,000 | 208,337,000 | 213,560,000 | 224,574,000 |
| Interest-bearing deposits | 177,742,000 | 178,908,000 | 182,642,000 | 188,519,000 |
| Noninterest-bearing deposits | 31,638,000 | 29,429,000 | 30,918,000 | 36,055,000 |
| Equity capital | 19,046,000 | 19,865,000 | 20,702,000 | 21,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,620,000 | 5,708,000 | 9,053,000 | 12,718,000 |
| Interest expense | 855,000 | 2,051,000 | 3,489,000 | 5,286,000 |
| Net interest income | 1,765,000 | 3,657,000 | 5,564,000 | 7,432,000 |
| Noninterest income | 148,000 | 299,000 | 459,000 | 1,052,000 |
| Noninterest expense | 1,200,000 | 2,425,000 | 3,656,000 | 5,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 713,000 | 1,531,000 | 2,367,000 | 3,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 713,000 | 1,531,000 | 2,367,000 | 3,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,048,000 | 19,866,000 | 20,702,000 | 21,717,000 |
| Total capital | 21,130,000 | 21,966,000 | 22,836,000 | 23,849,000 |
| Risk-weighted assets | 166,095,000 | 167,499,000 | 170,269,000 | 169,953,000 |