Call reports 2021
FIRST MISSOURI STATE BANK — 2021
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 207,762,000 | 212,263,000 | 208,675,000 | 208,547,000 |
| Total loans | 149,454,000 | 163,366,000 | 167,602,000 | 167,391,000 |
| Allowance for loan losses | 2,479,000 | 2,480,000 | 2,496,000 | 2,522,000 |
| Securities available for sale | 541,000 | 536,000 | 534,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,010,000 | 190,343,000 | 185,788,000 | 186,195,000 |
| Interest-bearing deposits | 153,079,000 | 152,132,000 | 151,045,000 | 149,988,000 |
| Noninterest-bearing deposits | 32,931,000 | 38,211,000 | 34,743,000 | 36,207,000 |
| Equity capital | 19,261,000 | 19,334,000 | 20,217,000 | 19,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 3,910,000 | 6,267,000 | 8,166,000 |
| Interest expense | 268,000 | 499,000 | 709,000 | 902,000 |
| Net interest income | 1,719,000 | 3,411,000 | 5,558,000 | 7,264,000 |
| Noninterest income | 425,000 | 728,000 | 974,000 | 1,195,000 |
| Noninterest expense | 968,000 | 2,039,000 | 3,237,000 | 4,459,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 36,000 |
| Pretax income | 1,176,000 | 2,100,000 | 3,283,000 | 3,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,176,000 | 2,100,000 | 3,283,000 | 3,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,256,000 | 19,330,000 | 20,213,000 | 19,894,000 |
| Total capital | 20,929,000 | 21,182,000 | 22,151,000 | 21,818,000 |
| Risk-weighted assets | 132,996,000 | 147,571,000 | 154,445,000 | 153,349,000 |