Call reports 2020
FIRST MISSOURI STATE BANK — 2020
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 182,347,000 | 194,058,000 | 195,560,000 | 204,722,000 |
| Total loans | 148,897,000 | 156,598,000 | 162,096,000 | 154,802,000 |
| Allowance for loan losses | 2,171,000 | 2,414,000 | 2,487,000 | 2,476,000 |
| Securities available for sale | 1,796,000 | 1,609,000 | 600,000 | 45,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,058,000 | 170,693,000 | 172,625,000 | 183,746,000 |
| Interest-bearing deposits | 137,040,000 | 146,716,000 | 147,406,000 | 153,372,000 |
| Noninterest-bearing deposits | 18,018,000 | 23,977,000 | 25,219,000 | 30,374,000 |
| Equity capital | 17,394,000 | 17,429,000 | 18,343,000 | 18,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,132,000 | 6,284,000 | 8,340,000 |
| Interest expense | 551,000 | 987,000 | 1,367,000 | 1,706,000 |
| Net interest income | 1,579,000 | 3,145,000 | 4,917,000 | 6,634,000 |
| Noninterest income | 475,000 | 809,000 | 1,115,000 | 1,531,000 |
| Noninterest expense | 1,061,000 | 2,044,000 | 3,103,000 | 4,491,000 |
| Provision for loan losses | 50,000 | 290,000 | 390,000 | 390,000 |
| Pretax income | 943,000 | 1,620,000 | 2,539,000 | 3,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 943,000 | 1,620,000 | 2,539,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,376,000 | 17,416,000 | 18,335,000 | 18,580,000 |
| Total capital | 19,091,000 | 19,122,000 | 20,091,000 | 20,309,000 |
| Risk-weighted assets | 136,729,000 | 135,741,000 | 139,763,000 | 137,563,000 |