Call reports 2019
FIRST MISSOURI STATE BANK — 2019
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,161,000 | 175,670,000 | 176,418,000 | 185,361,000 |
| Total loans | 143,041,000 | 145,848,000 | 152,096,000 | 148,759,000 |
| Allowance for loan losses | 2,133,000 | 2,137,000 | 2,143,000 | 2,126,000 |
| Securities available for sale | 3,548,000 | 3,056,000 | 2,452,000 | 2,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,104,000 | 145,389,000 | 148,827,000 | 158,633,000 |
| Interest-bearing deposits | 123,077,000 | 128,252,000 | 130,755,000 | 140,089,000 |
| Noninterest-bearing deposits | 18,027,000 | 17,137,000 | 18,072,000 | 18,544,000 |
| Equity capital | 19,227,000 | 18,382,000 | 17,664,000 | 16,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,976,000 | 3,993,000 | 6,142,000 | 8,440,000 |
| Interest expense | 472,000 | 989,000 | 1,547,000 | 2,122,000 |
| Net interest income | 1,504,000 | 3,004,000 | 4,595,000 | 6,318,000 |
| Noninterest income | 154,000 | 329,000 | 504,000 | 693,000 |
| Noninterest expense | 1,075,000 | 2,213,000 | 3,326,000 | 4,519,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 583,000 | 1,120,000 | 1,763,000 | 2,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,120,000 | 1,763,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,233,000 | 18,377,000 | 17,657,000 | 16,933,000 |
| Total capital | 20,924,000 | 20,090,000 | 19,424,000 | 18,668,000 |
| Risk-weighted assets | 134,836,000 | 136,637,000 | 140,987,000 | 138,403,000 |