Call reports 2016
FIRST MISSOURI STATE BANK — 2016
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,279,000 | 160,730,000 | 162,975,000 | 158,083,000 |
| Total loans | 141,914,000 | 143,933,000 | 145,787,000 | 142,639,000 |
| Allowance for loan losses | 2,009,000 | 2,056,000 | 2,097,000 | 2,130,000 |
| Securities available for sale | 7,916,000 | 8,622,000 | 5,137,000 | 5,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,816,000 | 124,950,000 | 129,572,000 | 129,712,000 |
| Interest-bearing deposits | 111,320,000 | 110,848,000 | 113,229,000 | 113,074,000 |
| Noninterest-bearing deposits | 14,496,000 | 14,102,000 | 16,343,000 | 16,638,000 |
| Equity capital | 19,236,000 | 19,495,000 | 19,779,000 | 19,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,621,000 | 5,450,000 | 7,254,000 |
| Interest expense | 237,000 | 480,000 | 730,000 | 971,000 |
| Net interest income | 1,573,000 | 3,141,000 | 4,720,000 | 6,283,000 |
| Noninterest income | 101,000 | 220,000 | 336,000 | 496,000 |
| Noninterest expense | 832,000 | 1,689,000 | 2,560,000 | 3,448,000 |
| Provision for loan losses | 28,000 | 58,000 | 88,000 | 118,000 |
| Pretax income | 814,000 | 1,614,000 | 2,410,000 | 3,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 814,000 | 1,614,000 | 2,410,000 | 3,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,204,000 | 19,455,000 | 19,710,000 | 19,979,000 |
| Total capital | 20,792,000 | 21,055,000 | 21,322,000 | 21,565,000 |
| Risk-weighted assets | 126,608,000 | 127,576,000 | 128,439,000 | 126,369,000 |