Call reports 2015
FIRST MISSOURI STATE BANK — 2015
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 161,900,000 | 157,635,000 | 165,069,000 | 165,588,000 |
| Total loans | 136,179,000 | 140,661,000 | 146,917,000 | 148,196,000 |
| Allowance for loan losses | 2,010,000 | 2,054,000 | 2,096,000 | 2,049,000 |
| Securities available for sale | 9,998,000 | 9,697,000 | 9,335,000 | 9,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,922,000 | 128,334,000 | 129,472,000 | 129,610,000 |
| Interest-bearing deposits | 115,884,000 | 112,716,000 | 113,631,000 | 113,319,000 |
| Noninterest-bearing deposits | 16,038,000 | 15,618,000 | 15,841,000 | 16,291,000 |
| Equity capital | 18,118,000 | 18,103,000 | 18,601,000 | 18,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,508,000 | 5,386,000 | 7,258,000 |
| Interest expense | 224,000 | 451,000 | 682,000 | 921,000 |
| Net interest income | 1,511,000 | 3,057,000 | 4,704,000 | 6,337,000 |
| Noninterest income | 99,000 | 205,000 | 313,000 | 450,000 |
| Noninterest expense | 788,000 | 1,603,000 | 2,433,000 | 3,340,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 60,000 |
| Pretax income | 812,000 | 1,629,000 | 2,524,000 | 3,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 812,000 | 1,629,000 | 2,524,000 | 3,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,101,000 | 18,370,000 | 18,713,000 | 18,973,000 |
| Total capital | 19,615,000 | 19,947,000 | 20,349,000 | 20,620,000 |
| Risk-weighted assets | 120,593,000 | 125,664,000 | 130,445,000 | 131,327,000 |