Call reports 2014
FIRST MISSOURI STATE BANK — 2014
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 152,784,000 | 153,814,000 | 154,842,000 | 154,363,000 |
| Total loans | 130,107,000 | 135,260,000 | 139,159,000 | 138,238,000 |
| Allowance for loan losses | 2,117,000 | 1,998,000 | 2,041,000 | 2,075,000 |
| Securities available for sale | 9,570,000 | 9,866,000 | 9,947,000 | 10,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,630,000 | 132,047,000 | 128,204,000 | 125,176,000 |
| Interest-bearing deposits | 119,780,000 | 118,194,000 | 115,012,000 | 113,260,000 |
| Noninterest-bearing deposits | 14,850,000 | 13,853,000 | 13,192,000 | 11,916,000 |
| Equity capital | 16,248,000 | 16,903,000 | 17,066,000 | 17,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,710,000 | 3,525,000 | 5,329,000 | 7,137,000 |
| Interest expense | 206,000 | 410,000 | 623,000 | 839,000 |
| Net interest income | 1,504,000 | 3,115,000 | 4,706,000 | 6,298,000 |
| Noninterest income | 127,000 | 230,000 | 316,000 | 447,000 |
| Noninterest expense | 749,000 | 1,507,000 | 2,310,000 | 3,194,000 |
| Provision for loan losses | 20,000 | 60,000 | 100,000 | 145,000 |
| Pretax income | 862,000 | 1,778,000 | 2,612,000 | 3,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,778,000 | 2,612,000 | 3,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,040,000 | 17,374,000 | 17,434,000 | 17,289,000 |
| Total capital | 18,481,000 | 18,863,000 | 18,985,000 | 18,816,000 |
| Risk-weighted assets | 114,631,000 | 118,581,000 | 123,589,000 | 121,625,000 |