Call reports 2013
FIRST MISSOURI STATE BANK — 2013
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,598,000 | 163,346,000 | 156,153,000 | 154,893,000 |
| Total loans | 121,663,000 | 128,011,000 | 132,581,000 | 130,844,000 |
| Allowance for loan losses | 2,192,000 | 2,210,000 | 2,196,000 | 2,125,000 |
| Securities available for sale | 11,450,000 | 10,686,000 | 10,845,000 | 10,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,485,000 | 145,279,000 | 137,949,000 | 137,626,000 |
| Interest-bearing deposits | 132,675,000 | 128,414,000 | 124,255,000 | 121,486,000 |
| Noninterest-bearing deposits | 17,810,000 | 16,865,000 | 13,694,000 | 16,140,000 |
| Equity capital | 15,333,000 | 15,503,000 | 15,927,000 | 15,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,406,000 | 5,207,000 | 7,022,000 |
| Interest expense | 295,000 | 554,000 | 793,000 | 1,017,000 |
| Net interest income | 1,387,000 | 2,852,000 | 4,414,000 | 6,005,000 |
| Noninterest income | 112,000 | 186,000 | 286,000 | 335,000 |
| Noninterest expense | 837,000 | 1,616,000 | 2,471,000 | 3,310,000 |
| Provision for loan losses | 45,000 | 65,000 | 65,000 | 165,000 |
| Pretax income | 618,000 | 1,358,000 | 2,165,000 | 2,866,000 |
| Income tax | 942,000 | 942,000 | 942,000 | 942,000 |
| Net income | -324,000 | 416,000 | 1,223,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,229,000 | 15,969,000 | 16,776,000 | 16,647,000 |
| Total capital | 16,596,000 | 17,415,000 | 18,276,000 | 18,129,000 |
| Risk-weighted assets | 108,538,000 | 114,938,000 | 119,278,000 | 117,915,000 |