Call reports 2012
FIRST MISSOURI STATE BANK — 2012
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,011,000 | 159,328,000 | 160,579,000 | 165,325,000 |
| Total loans | 124,352,000 | 128,276,000 | 129,579,000 | 122,873,000 |
| Allowance for loan losses | 2,410,000 | 2,562,000 | 2,707,000 | 2,551,000 |
| Securities available for sale | 14,064,000 | 13,462,000 | 11,277,000 | 11,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,210,000 | 136,044,000 | 137,087,000 | 146,911,000 |
| Interest-bearing deposits | 122,246,000 | 122,082,000 | 124,479,000 | 133,182,000 |
| Noninterest-bearing deposits | 12,964,000 | 13,962,000 | 12,608,000 | 13,729,000 |
| Equity capital | 15,104,000 | 15,353,000 | 15,494,000 | 15,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,880,000 | 3,758,000 | 5,665,000 | 7,450,000 |
| Interest expense | 456,000 | 896,000 | 1,337,000 | 1,742,000 |
| Net interest income | 1,424,000 | 2,862,000 | 4,328,000 | 5,708,000 |
| Noninterest income | 124,000 | 241,000 | 381,000 | 528,000 |
| Noninterest expense | 717,000 | 1,455,000 | 2,227,000 | 3,047,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 681,000 | 1,348,000 | 2,032,000 | 2,689,000 |
| Income tax | 248,000 | 490,000 | 740,000 | 976,000 |
| Net income | 433,000 | 858,000 | 1,292,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,023,000 | 15,198,000 | 15,382,000 | 15,553,000 |
| Total capital | 16,425,000 | 16,643,000 | 16,838,000 | 16,962,000 |
| Risk-weighted assets | 111,127,000 | 114,500,000 | 115,241,000 | 111,539,000 |