Call reports 2011
FIRST MISSOURI STATE BANK — 2011
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 153,264,000 | 152,972,000 | 152,900,000 | 153,088,000 |
| Total loans | 124,596,000 | 130,029,000 | 131,562,000 | 126,445,000 |
| Allowance for loan losses | 2,292,000 | 2,440,000 | 2,191,000 | 2,262,000 |
| Securities available for sale | 9,115,000 | 8,628,000 | 8,709,000 | 10,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,638,000 | 124,504,000 | 124,205,000 | 130,428,000 |
| Interest-bearing deposits | 114,167,000 | 113,701,000 | 113,816,000 | 118,358,000 |
| Noninterest-bearing deposits | 10,471,000 | 10,803,000 | 10,389,000 | 12,070,000 |
| Equity capital | 14,535,000 | 14,563,000 | 14,812,000 | 14,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,946,000 | 3,935,000 | 5,972,000 | 7,935,000 |
| Interest expense | 548,000 | 1,055,000 | 1,558,000 | 2,062,000 |
| Net interest income | 1,398,000 | 2,880,000 | 4,414,000 | 5,873,000 |
| Noninterest income | 93,000 | 187,000 | 299,000 | 425,000 |
| Noninterest expense | 755,000 | 1,473,000 | 2,223,000 | 2,976,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 586,000 | 1,294,000 | 2,040,000 | 2,722,000 |
| Income tax | 196,000 | 440,000 | 712,000 | 985,000 |
| Net income | 390,000 | 854,000 | 1,328,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,493,000 | 14,457,000 | 14,681,000 | 14,840,000 |
| Total capital | 15,911,000 | 15,907,000 | 16,156,000 | 16,267,000 |
| Risk-weighted assets | 112,536,000 | 114,999,000 | 117,314,000 | 113,289,000 |