Call reports 2010
FIRST MISSOURI STATE BANK — 2010
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 145,068,000 | 149,278,000 | 149,324,000 | 148,668,000 |
| Total loans | 120,102,000 | 121,456,000 | 124,057,000 | 125,254,000 |
| Allowance for loan losses | 1,712,000 | 1,908,000 | 2,052,000 | 2,191,000 |
| Securities available for sale | 8,894,000 | 7,894,000 | 8,038,000 | 10,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,397,000 | 118,478,000 | 118,504,000 | 120,723,000 |
| Interest-bearing deposits | 104,734,000 | 107,805,000 | 109,186,000 | 110,411,000 |
| Noninterest-bearing deposits | 9,663,000 | 10,673,000 | 9,318,000 | 10,312,000 |
| Equity capital | 14,152,000 | 14,514,000 | 14,910,000 | 14,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,959,000 | 5,999,000 | 7,987,000 |
| Interest expense | 649,000 | 1,293,000 | 1,930,000 | 2,530,000 |
| Net interest income | 1,343,000 | 2,666,000 | 4,069,000 | 5,457,000 |
| Noninterest income | 87,000 | 200,000 | 334,000 | 462,000 |
| Noninterest expense | 684,000 | 1,417,000 | 2,207,000 | 2,969,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 596,000 | 1,149,000 | 1,746,000 | 2,350,000 |
| Income tax | 205,000 | 388,000 | 583,000 | 784,000 |
| Net income | 391,000 | 761,000 | 1,163,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,958,000 | 14,328,000 | 14,720,000 | 14,123,000 |
| Total capital | 15,320,000 | 15,698,000 | 16,132,000 | 15,536,000 |
| Risk-weighted assets | 108,585,000 | 109,047,000 | 112,309,000 | 112,229,000 |