Call reports 2009
FIRST MISSOURI STATE BANK — 2009
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 139,143,000 | 143,284,000 | 147,288,000 | 148,010,000 |
| Total loans | 112,272,000 | 117,480,000 | 123,819,000 | 121,222,000 |
| Allowance for loan losses | 1,419,000 | 1,442,000 | 1,504,000 | 1,558,000 |
| Securities available for sale | 7,697,000 | 7,234,000 | 6,791,000 | 8,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,407,000 | 113,758,000 | 118,024,000 | 119,300,000 |
| Interest-bearing deposits | 100,008,000 | 103,098,000 | 106,838,000 | 107,346,000 |
| Noninterest-bearing deposits | 10,399,000 | 10,660,000 | 11,186,000 | 11,954,000 |
| Equity capital | 13,532,000 | 13,818,000 | 14,292,000 | 13,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,914,000 | 6,011,000 | 8,073,000 |
| Interest expense | 781,000 | 1,548,000 | 2,299,000 | 2,994,000 |
| Net interest income | 1,146,000 | 2,366,000 | 3,712,000 | 5,079,000 |
| Noninterest income | 144,000 | 267,000 | 355,000 | 460,000 |
| Noninterest expense | 710,000 | 1,482,000 | 2,228,000 | 2,993,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 325,000 |
| Pretax income | 480,000 | 976,000 | 1,589,000 | 2,221,000 |
| Income tax | 161,000 | 332,000 | 546,000 | 700,000 |
| Net income | 319,000 | 644,000 | 1,043,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,365,000 | 13,689,000 | 14,089,000 | 13,567,000 |
| Total capital | 14,627,000 | 15,013,000 | 15,485,000 | 14,940,000 |
| Risk-weighted assets | 100,792,000 | 105,828,000 | 111,545,000 | 109,641,000 |