Call reports 2008
FIRST MISSOURI STATE BANK — 2008
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 135,912,000 | 136,287,000 | 129,563,000 | 133,945,000 |
| Total loans | 107,240,000 | 111,478,000 | 116,240,000 | 113,868,000 |
| Allowance for loan losses | 1,274,000 | 1,277,000 | 1,237,000 | 1,285,000 |
| Securities available for sale | 8,761,000 | 8,233,000 | 8,045,000 | 8,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,003,000 | 108,270,000 | 103,564,000 | 105,186,000 |
| Interest-bearing deposits | 96,037,000 | 95,974,000 | 93,562,000 | 93,577,000 |
| Noninterest-bearing deposits | 11,966,000 | 12,296,000 | 10,002,000 | 11,609,000 |
| Equity capital | 14,169,000 | 14,476,000 | 14,154,000 | 13,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,144,000 | 4,229,000 | 6,364,000 | 8,435,000 |
| Interest expense | 1,050,000 | 1,997,000 | 2,859,000 | 3,666,000 |
| Net interest income | 1,094,000 | 2,232,000 | 3,505,000 | 4,769,000 |
| Noninterest income | 113,000 | 233,000 | 339,000 | 445,000 |
| Noninterest expense | 667,000 | 1,344,000 | 2,032,000 | 2,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 555,000 | 1,136,000 | 1,827,000 | 2,335,000 |
| Income tax | 195,000 | 400,000 | 646,000 | 823,000 |
| Net income | 360,000 | 736,000 | 1,181,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,025,000 | 14,401,000 | 14,076,000 | 13,586,000 |
| Total capital | 15,263,000 | 15,678,000 | 15,313,000 | 14,861,000 |
| Risk-weighted assets | 99,039,000 | 102,178,000 | 104,071,000 | 101,980,000 |