Call reports 2007
FIRST MISSOURI STATE BANK — 2007
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 132,360,000 | 130,811,000 | 130,003,000 | 131,224,000 |
| Total loans | 104,285,000 | 108,245,000 | 110,511,000 | 109,700,000 |
| Allowance for loan losses | 1,323,000 | 1,329,000 | 1,315,000 | 1,299,000 |
| Securities available for sale | 16,882,000 | 15,605,000 | 13,284,000 | 12,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,676,000 | 101,971,000 | 100,893,000 | 100,550,000 |
| Interest-bearing deposits | 91,391,000 | 91,648,000 | 91,726,000 | 92,153,000 |
| Noninterest-bearing deposits | 10,285,000 | 10,323,000 | 9,167,000 | 8,397,000 |
| Equity capital | 12,996,000 | 13,277,000 | 13,438,000 | 13,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 4,310,000 | 6,570,000 | 8,808,000 |
| Interest expense | 1,095,000 | 2,205,000 | 3,319,000 | 4,418,000 |
| Net interest income | 1,016,000 | 2,105,000 | 3,251,000 | 4,390,000 |
| Noninterest income | 105,000 | 202,000 | 302,000 | 420,000 |
| Noninterest expense | 667,000 | 1,319,000 | 2,004,000 | 2,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 988,000 | 1,549,000 | 2,129,000 |
| Income tax | 155,000 | 341,000 | 538,000 | 740,000 |
| Net income | 299,000 | 647,000 | 1,011,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,987,000 | 13,335,000 | 13,424,000 | 13,771,000 |
| Total capital | 14,194,000 | 14,566,000 | 14,685,000 | 15,040,000 |
| Risk-weighted assets | 96,447,000 | 98,408,000 | 100,854,000 | 101,498,000 |