Call reports 2006
FIRST MISSOURI STATE BANK — 2006
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 197,950,000 | 136,385,000 | 132,565,000 | 129,147,000 |
| Total loans | 157,077,000 | 103,838,000 | 106,977,000 | 104,571,000 |
| Allowance for loan losses | 1,833,000 | 1,248,000 | 1,306,000 | 1,319,000 |
| Securities available for sale | 18,815,000 | 19,482,000 | 18,994,000 | 17,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,937,000 | 105,019,000 | 99,980,000 | 98,167,000 |
| Interest-bearing deposits | 144,310,000 | 91,552,000 | 88,697,000 | 89,087,000 |
| Noninterest-bearing deposits | 15,627,000 | 13,467,000 | 11,283,000 | 9,080,000 |
| Equity capital | 17,865,000 | 12,054,000 | 12,370,000 | 12,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,884,000 | 6,062,000 | 8,181,000 | 10,313,000 |
| Interest expense | 1,360,000 | 2,879,000 | 3,933,000 | 5,045,000 |
| Net interest income | 1,524,000 | 3,183,000 | 4,248,000 | 5,268,000 |
| Noninterest income | 215,000 | 444,000 | 574,000 | 671,000 |
| Noninterest expense | 1,152,000 | 2,356,000 | 3,049,000 | 3,737,000 |
| Provision for loan losses | 90,000 | 195,000 | 255,000 | 280,000 |
| Pretax income | 497,000 | 1,076,000 | 1,518,000 | 1,922,000 |
| Income tax | 168,000 | 372,000 | 520,000 | 654,000 |
| Net income | 329,000 | 704,000 | 998,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,963,000 | 12,240,000 | 12,418,000 | 12,688,000 |
| Total capital | 19,796,000 | 13,488,000 | 13,674,000 | 13,913,000 |
| Risk-weighted assets | 147,589,000 | 99,057,000 | 100,481,000 | 97,906,000 |