Call reports 2005
FIRST MISSOURI STATE BANK — 2005
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 192,472,000 | 185,278,000 | 185,361,000 | 190,826,000 |
| Total loans | 145,857,000 | 152,528,000 | 158,605,000 | 158,778,000 |
| Allowance for loan losses | 1,510,000 | 1,589,000 | 1,649,000 | 1,751,000 |
| Securities available for sale | 19,141,000 | 18,937,000 | 18,621,000 | 17,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,613,000 | 152,770,000 | 151,978,000 | 153,038,000 |
| Interest-bearing deposits | 146,661,000 | 138,049,000 | 133,485,000 | 136,383,000 |
| Noninterest-bearing deposits | 13,952,000 | 14,721,000 | 18,493,000 | 16,655,000 |
| Equity capital | 16,914,000 | 17,238,000 | 17,540,000 | 17,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,949,000 | 7,640,000 | 10,446,000 |
| Interest expense | 867,000 | 1,835,000 | 2,882,000 | 4,078,000 |
| Net interest income | 1,511,000 | 3,114,000 | 4,758,000 | 6,368,000 |
| Noninterest income | 193,000 | 354,000 | 625,000 | 846,000 |
| Noninterest expense | 1,095,000 | 2,240,000 | 3,426,000 | 4,651,000 |
| Provision for loan losses | 53,000 | 130,000 | 260,000 | 385,000 |
| Pretax income | 556,000 | 1,098,000 | 1,697,000 | 2,178,000 |
| Income tax | 190,000 | 376,000 | 582,000 | 745,000 |
| Net income | 366,000 | 722,000 | 1,115,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,973,000 | 17,219,000 | 17,512,000 | 17,720,000 |
| Total capital | 18,483,000 | 18,808,000 | 19,161,000 | 19,471,000 |
| Risk-weighted assets | 137,195,000 | 141,102,000 | 146,632,000 | 147,899,000 |