Call reports 2004
FIRST MISSOURI STATE BANK — 2004
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 162,613,000 | 159,573,000 | 170,359,000 | 172,995,000 |
| Total loans | 123,282,000 | 132,428,000 | 143,204,000 | 140,923,000 |
| Allowance for loan losses | 1,259,000 | 1,320,000 | 1,437,000 | 1,498,000 |
| Securities available for sale | 20,892,000 | 19,969,000 | 20,168,000 | 19,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,643,000 | 132,169,000 | 136,205,000 | 139,846,000 |
| Interest-bearing deposits | 122,109,000 | 120,098,000 | 124,657,000 | 128,880,000 |
| Noninterest-bearing deposits | 13,534,000 | 12,071,000 | 11,548,000 | 10,966,000 |
| Equity capital | 11,004,000 | 10,964,000 | 16,395,000 | 16,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,154,000 | 6,466,000 | 8,804,000 |
| Interest expense | 743,000 | 1,480,000 | 2,248,000 | 3,072,000 |
| Net interest income | 1,287,000 | 2,674,000 | 4,218,000 | 5,732,000 |
| Noninterest income | 164,000 | 363,000 | 552,000 | 797,000 |
| Noninterest expense | 970,000 | 1,966,000 | 3,036,000 | 4,137,000 |
| Provision for loan losses | 75,000 | 147,000 | 310,000 | 389,000 |
| Pretax income | 407,000 | 925,000 | 1,425,000 | 2,004,000 |
| Income tax | 127,000 | 304,000 | 474,000 | 672,000 |
| Net income | 280,000 | 621,000 | 951,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,720,000 | 11,061,000 | 16,236,000 | 16,617,000 |
| Total capital | 11,979,000 | 12,381,000 | 17,673,000 | 18,115,000 |
| Risk-weighted assets | 117,229,000 | 124,543,000 | 131,836,000 | 130,345,000 |