Call reports 2003
FIRST MISSOURI STATE BANK — 2003
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,017,000 | 140,538,000 | 145,890,000 | 153,529,000 |
| Total loans | 95,176,000 | 109,092,000 | 119,884,000 | 120,833,000 |
| Allowance for loan losses | 960,000 | 1,084,000 | 1,196,000 | 1,199,000 |
| Securities available for sale | 17,468,000 | 14,462,000 | 12,926,000 | 13,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,607,000 | 114,877,000 | 118,356,000 | 126,336,000 |
| Interest-bearing deposits | 95,834,000 | 104,922,000 | 106,867,000 | 113,768,000 |
| Noninterest-bearing deposits | 10,773,000 | 9,955,000 | 11,489,000 | 12,568,000 |
| Equity capital | 10,014,000 | 10,306,000 | 10,445,000 | 10,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,682,000 | 5,744,000 | 7,778,000 |
| Interest expense | 724,000 | 1,482,000 | 2,218,000 | 2,940,000 |
| Net interest income | 1,048,000 | 2,200,000 | 3,526,000 | 4,838,000 |
| Noninterest income | 104,000 | 213,000 | 339,000 | 444,000 |
| Noninterest expense | 871,000 | 1,746,000 | 2,669,000 | 3,627,000 |
| Provision for loan losses | 173,000 | 314,000 | 454,000 | 609,000 |
| Pretax income | 108,000 | 353,000 | 742,000 | 1,046,000 |
| Income tax | 22,000 | 79,000 | 196,000 | 290,000 |
| Net income | 86,000 | 274,000 | 546,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,790,000 | 9,978,000 | 10,250,000 | 10,439,000 |
| Total capital | 10,750,000 | 11,062,000 | 11,446,000 | 11,638,000 |
| Risk-weighted assets | 92,923,000 | 103,276,000 | 112,368,000 | 113,269,000 |