Call reports 2001
FIRST MISSOURI STATE BANK — 2001
What FIRST MISSOURI STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,706,000 | 104,280,000 | 107,028,000 | 106,838,000 |
| Total loans | 70,840,000 | 75,133,000 | 77,543,000 | 77,408,000 |
| Allowance for loan losses | 688,000 | 715,000 | 751,000 | 743,000 |
| Securities available for sale | 16,671,000 | 20,683,000 | 16,619,000 | 16,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,898,000 | 81,376,000 | 83,149,000 | 84,151,000 |
| Interest-bearing deposits | 76,050,000 | 75,965,000 | 77,228,000 | 77,664,000 |
| Noninterest-bearing deposits | 5,848,000 | 5,411,000 | 5,921,000 | 6,487,000 |
| Equity capital | 7,648,000 | 7,872,000 | 8,325,000 | 8,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,831,000 | 5,814,000 | 7,707,000 |
| Interest expense | 1,193,000 | 2,378,000 | 3,545,000 | 4,546,000 |
| Net interest income | 706,000 | 1,453,000 | 2,269,000 | 3,161,000 |
| Noninterest income | 110,000 | 222,000 | 346,000 | 460,000 |
| Noninterest expense | 491,000 | 980,000 | 1,471,000 | 1,975,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 295,000 | 635,000 | 1,054,000 | 1,526,000 |
| Income tax | 106,000 | 211,000 | 341,000 | 493,000 |
| Net income | 189,000 | 424,000 | 713,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,627,000 | 7,862,000 | 8,150,000 | 8,456,000 |
| Total capital | 8,315,000 | 8,577,000 | 8,901,000 | 9,199,000 |
| Risk-weighted assets | 69,858,000 | 72,826,000 | 75,119,000 | 74,696,000 |