Call reports 2026
SOUTH CENTRAL STATE BANK — 2026
What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 187,950,000 | 192,146,000 |
| Total loans | 123,251,000 | 131,484,000 |
| Allowance for loan losses | 1,167,000 | 1,191,000 |
| Securities available for sale | 47,189,000 | 48,460,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 156,808,000 | 153,602,000 |
| Interest-bearing deposits | 120,964,000 | 121,412,000 |
| Noninterest-bearing deposits | 35,844,000 | 32,190,000 |
| Equity capital | 28,450,000 | 29,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,847,000 | 5,737,000 |
| Interest expense | 719,000 | 1,409,000 |
| Net interest income | 2,128,000 | 4,328,000 |
| Noninterest income | 93,000 | 181,000 |
| Noninterest expense | 879,000 | 1,967,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 1,320,000 | 2,502,000 |
| Income tax | 152,000 | 159,000 |
| Net income | 1,168,000 | 2,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,306,000 | 29,079,000 |
| Total capital | 29,573,000 | 30,370,000 |
| Risk-weighted assets | 179,749,000 | 192,454,000 |