Call reports 2019
SOUTH CENTRAL STATE BANK — 2019
What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,976,000 | 134,541,000 | 135,611,000 | 134,171,000 |
| Total loans | 95,752,000 | 95,890,000 | 97,981,000 | 93,616,000 |
| Allowance for loan losses | 1,041,000 | 1,063,000 | 1,085,000 | 1,107,000 |
| Securities available for sale | 26,729,000 | 26,725,000 | 26,559,000 | 26,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,895,000 | 113,611,000 | 114,019,000 | 112,813,000 |
| Interest-bearing deposits | 90,443,000 | 91,300,000 | 90,071,000 | 88,404,000 |
| Noninterest-bearing deposits | 23,452,000 | 22,311,000 | 23,948,000 | 24,409,000 |
| Equity capital | 16,181,000 | 16,422,000 | 17,022,000 | 16,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 2,975,000 | 4,510,000 | 5,973,000 |
| Interest expense | 311,000 | 618,000 | 935,000 | 1,207,000 |
| Net interest income | 1,181,000 | 2,357,000 | 3,575,000 | 4,766,000 |
| Noninterest income | 23,000 | 142,000 | 252,000 | 360,000 |
| Noninterest expense | 732,000 | 1,475,000 | 2,161,000 | 2,893,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 449,000 | 981,000 | 1,607,000 | 2,158,000 |
| Income tax | 54,000 | 125,000 | 233,000 | 334,000 |
| Net income | 395,000 | 856,000 | 1,374,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,793,000 | 16,026,000 | 16,544,000 | 16,534,000 |
| Total capital | 16,834,000 | 17,089,000 | 17,629,000 | 17,641,000 |
| Risk-weighted assets | 117,591,000 | 117,350,000 | 118,911,000 | 116,406,000 |