Call reports 2012

SOUTH CENTRAL STATE BANK — 2012

Name: SOUTH CENTRAL STATE BANK — FFIEC call report 2012
Creator: SOUTH CENTRAL STATE BANK

What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5b0be8f-3233-4d01-bc6c-6333a074a0ec/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	108,212,000	108,564,000	111,874,000	114,162,000
Total loans	60,177,000	64,580,000	68,909,000	69,111,000
Allowance for loan losses	768,000	798,000	801,000	908,000
Securities available for sale	21,781,000	29,552,000	30,036,000	30,670,000
Securities held to maturity	5,000	5,000	5,000	4,000
Trading assets	0	0	0	0
Total deposits	91,274,000	87,312,000	88,802,000	86,733,000
Interest-bearing deposits	68,703,000	68,525,000	70,327,000	67,544,000
Noninterest-bearing deposits	22,571,000	18,787,000	18,475,000	19,189,000
Equity capital	9,460,000	9,637,000	10,101,000	9,713,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	982,000	2,037,000	3,115,000	4,103,000
Interest expense	164,000	308,000	440,000	561,000
Net interest income	818,000	1,729,000	2,675,000	3,542,000
Noninterest income	133,000	268,000	407,000	545,000
Noninterest expense	513,000	1,059,000	1,611,000	2,431,000
Provision for loan losses	15,000	30,000	45,000	60,000
Pretax income	529,000	1,056,000	1,625,000	1,811,000
Income tax	187,000	349,000	550,000	491,000
Net income	342,000	707,000	1,075,000	1,320,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	8,921,000	9,112,000	9,506,000	9,177,000
Total capital	9,689,000	9,910,000	10,307,000	10,085,000
Risk-weighted assets	77,110,000	83,941,000	89,199,000	88,771,000