Call reports 2006

SOUTH CENTRAL STATE BANK — 2006

Name: SOUTH CENTRAL STATE BANK — FFIEC call report 2006
Creator: SOUTH CENTRAL STATE BANK

What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5b0be8f-3233-4d01-bc6c-6333a074a0ec/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	82,375,000	82,273,000	82,511,000	82,594,000
Total loans	52,632,000	56,253,000	57,614,000	58,564,000
Allowance for loan losses	688,000	689,000	706,000	721,000
Securities available for sale	17,459,000	17,484,000	15,462,000	13,819,000
Securities held to maturity	10,000	10,000	10,000	10,000
Trading assets	0	0	0	0
Total deposits	68,282,000	67,583,000	67,663,000	67,030,000
Interest-bearing deposits	59,546,000	58,966,000	59,327,000	57,050,000
Noninterest-bearing deposits	8,736,000	8,617,000	8,336,000	9,980,000
Equity capital	7,826,000	7,960,000	8,105,000	7,833,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,164,000	2,392,000	3,665,000	4,953,000
Interest expense	481,000	996,000	1,547,000	2,110,000
Net interest income	683,000	1,396,000	2,118,000	2,843,000
Noninterest income	89,000	196,000	225,000	290,000
Noninterest expense	502,000	1,033,000	1,486,000	1,987,000
Provision for loan losses	3,000	6,000	221,000	236,000
Pretax income	267,000	553,000	636,000	910,000
Income tax	99,000	205,000	239,000	351,000
Net income	168,000	348,000	397,000	559,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	6,405,000	6,725,000	6,814,000	6,556,000
Total capital	7,093,000	7,414,000	7,520,000	7,277,000
Risk-weighted assets	59,216,000	62,189,000	63,639,000	64,558,000