Call reports 2005

SOUTH CENTRAL STATE BANK — 2005

Name: SOUTH CENTRAL STATE BANK — FFIEC call report 2005
Creator: SOUTH CENTRAL STATE BANK

What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5b0be8f-3233-4d01-bc6c-6333a074a0ec/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	78,583,000	77,282,000	80,098,000	82,665,000
Total loans	47,253,000	50,035,000	53,599,000	51,769,000
Allowance for loan losses	644,000	660,000	667,000	685,000
Securities available for sale	19,320,000	17,965,000	16,336,000	16,750,000
Securities held to maturity	10,000	10,000	10,000	10,000
Trading assets	0	0	0	0
Total deposits	64,482,000	62,590,000	65,594,000	68,851,000
Interest-bearing deposits	55,651,000	54,846,000	57,564,000	59,858,000
Noninterest-bearing deposits	8,831,000	7,744,000	8,030,000	8,993,000
Equity capital	7,717,000	7,707,000	7,732,000	7,679,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,038,000	2,073,000	3,118,000	4,288,000
Interest expense	367,000	739,000	1,143,000	1,603,000
Net interest income	671,000	1,334,000	1,975,000	2,685,000
Noninterest income	81,000	144,000	243,000	319,000
Noninterest expense	469,000	962,000	1,434,000	1,909,000
Provision for loan losses	30,000	45,000	60,000	75,000
Pretax income	253,000	471,000	724,000	1,020,000
Income tax	90,000	168,000	264,000	384,000
Net income	163,000	303,000	460,000	636,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	6,175,000	6,205,000	6,251,000	6,297,000
Total capital	6,819,000	6,865,000	6,918,000	6,982,000
Risk-weighted assets	54,517,000	56,745,000	60,382,000	59,312,000