Call reports 2004

SOUTH CENTRAL STATE BANK — 2004

Name: SOUTH CENTRAL STATE BANK — FFIEC call report 2004
Creator: SOUTH CENTRAL STATE BANK

What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5b0be8f-3233-4d01-bc6c-6333a074a0ec/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	78,456,000	77,436,000	82,068,000	79,694,000
Total loans	49,586,000	47,344,000	52,258,000	49,678,000
Allowance for loan losses	554,000	581,000	606,000	612,000
Securities available for sale	16,631,000	18,760,000	18,218,000	18,895,000
Securities held to maturity	38,000	38,000	26,000	10,000
Trading assets	0	0	0	0
Total deposits	65,438,000	64,225,000	67,268,000	65,820,000
Interest-bearing deposits	56,077,000	56,284,000	58,993,000	56,982,000
Noninterest-bearing deposits	9,361,000	7,941,000	8,275,000	8,838,000
Equity capital	8,134,000	7,955,000	8,195,000	7,854,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,001,000	1,973,000	3,018,000	4,074,000
Interest expense	325,000	643,000	981,000	1,351,000
Net interest income	676,000	1,330,000	2,037,000	2,723,000
Noninterest income	93,000	202,000	299,000	388,000
Noninterest expense	479,000	948,000	1,417,000	1,884,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	272,000	536,000	841,000	1,118,000
Income tax	117,000	217,000	331,000	442,000
Net income	155,000	319,000	510,000	676,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	6,025,000	6,130,000	6,260,000	6,067,000
Total capital	6,579,000	6,711,000	6,866,000	6,679,000
Risk-weighted assets	53,496,000	54,512,000	59,141,000	57,345,000