Call reports 2003

SOUTH CENTRAL STATE BANK — 2003

Name: SOUTH CENTRAL STATE BANK — FFIEC call report 2003
Creator: SOUTH CENTRAL STATE BANK

What SOUTH CENTRAL STATE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d5b0be8f-3233-4d01-bc6c-6333a074a0ec/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	37,370,000	78,775,000	77,088,000	77,390,000
Total loans	22,629,000	50,529,000	52,564,000	51,576,000
Allowance for loan losses	257,000	571,000	552,000	528,000
Securities available for sale	9,808,000	18,223,000	14,669,000	16,290,000
Securities held to maturity	41,000	41,000	40,000	39,000
Trading assets	0	0	0	0
Total deposits	30,859,000	64,859,000	64,528,000	64,974,000
Interest-bearing deposits	26,992,000	57,654,000	57,493,000	55,619,000
Noninterest-bearing deposits	3,867,000	7,205,000	7,035,000	9,355,000
Equity capital	3,487,000	8,367,000	8,351,000	8,115,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	541,000	1,684,000	2,829,000	3,803,000
Interest expense	211,000	623,000	1,007,000	1,359,000
Net interest income	330,000	1,061,000	1,822,000	2,444,000
Noninterest income	45,000	133,000	225,000	316,000
Noninterest expense	273,000	886,000	1,392,000	1,805,000
Provision for loan losses	6,000	12,000	42,000	72,000
Pretax income	114,000	314,000	639,000	909,000
Income tax	131,000	196,000	321,000	415,000
Net income	-17,000	118,000	318,000	494,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	2,737,000	5,898,000	6,215,000	6,009,000
Total capital	2,994,000	6,469,000	6,767,000	6,537,000
Risk-weighted assets	26,806,000	56,170,000	58,361,000	56,610,000