Call reports 2025
FIRST NATIONAL BANK OF LOUISBURG, THE — 2025
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,579,000 | 179,436,000 | 181,290,000 | 185,535,000 |
| Total loans | 102,230,000 | 108,459,000 | 115,147,000 | 123,411,000 |
| Allowance for loan losses | 1,367,000 | 1,326,000 | 1,349,000 | 1,397,000 |
| Securities available for sale | 67,128,000 | 62,291,000 | 58,895,000 | 52,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,918,000 | 146,474,000 | 147,563,000 | 155,961,000 |
| Interest-bearing deposits | 93,113,000 | 89,351,000 | 89,186,000 | 94,294,000 |
| Noninterest-bearing deposits | 59,805,000 | 57,123,000 | 58,377,000 | 61,667,000 |
| Equity capital | 16,592,000 | 17,124,000 | 18,528,000 | 18,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,744,000 | 5,753,000 | 7,961,000 |
| Interest expense | 564,000 | 1,141,000 | 1,711,000 | 2,249,000 |
| Net interest income | 1,260,000 | 2,603,000 | 4,042,000 | 5,712,000 |
| Noninterest income | 172,000 | 368,000 | 568,000 | 776,000 |
| Noninterest expense | 972,000 | 1,894,000 | 2,849,000 | 3,831,000 |
| Provision for loan losses | 22,000 | 46,000 | 70,000 | 115,000 |
| Pretax income | 438,000 | 1,031,000 | 1,691,000 | 2,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 1,031,000 | 1,691,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,115,000 | 20,254,000 | 20,914,000 | 20,843,000 |