Call reports 2023
FIRST NATIONAL BANK OF LOUISBURG, THE — 2023
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 184,803,000 | 179,322,000 | 184,380,000 | 186,164,000 |
| Total loans | 78,218,000 | 83,954,000 | 92,024,000 | 92,580,000 |
| Allowance for loan losses | 1,212,000 | 1,231,000 | 1,249,000 | 1,268,000 |
| Securities available for sale | 95,034,000 | 87,728,000 | 83,533,000 | 83,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,470,000 | 149,540,000 | 146,730,000 | 141,531,000 |
| Interest-bearing deposits | 76,945,000 | 73,665,000 | 75,784,000 | 78,013,000 |
| Noninterest-bearing deposits | 80,525,000 | 75,875,000 | 70,946,000 | 63,518,000 |
| Equity capital | 12,127,000 | 10,944,000 | 11,012,000 | 13,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,381,000 | 2,788,000 | 4,429,000 | 6,080,000 |
| Interest expense | 177,000 | 383,000 | 818,000 | 1,548,000 |
| Net interest income | 1,204,000 | 2,405,000 | 3,611,000 | 4,532,000 |
| Noninterest income | 174,000 | 359,000 | 550,000 | 750,000 |
| Noninterest expense | 861,000 | 1,724,000 | 2,572,000 | 3,462,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 499,000 | 1,004,000 | 1,535,000 | 1,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 499,000 | 1,004,000 | 1,535,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,113,000 | 19,055,000 | 19,586,000 | 19,375,000 |