Call reports 2020
FIRST NATIONAL BANK OF LOUISBURG, THE — 2020
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,569,000 | 146,326,000 | 150,056,000 | 146,443,000 |
| Total loans | 59,970,000 | 68,095,000 | 69,688,000 | 67,304,000 |
| Allowance for loan losses | 1,046,000 | 1,156,000 | 1,175,000 | 1,176,000 |
| Securities available for sale | 55,911,000 | 57,782,000 | 62,443,000 | 63,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,016,000 | 124,841,000 | 129,181,000 | 126,282,000 |
| Interest-bearing deposits | 55,853,000 | 61,668,000 | 63,903,000 | 66,250,000 |
| Noninterest-bearing deposits | 49,163,000 | 63,173,000 | 65,278,000 | 60,032,000 |
| Equity capital | 17,202,000 | 18,066,000 | 18,024,000 | 18,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,354,000 | 3,416,000 | 4,244,000 |
| Interest expense | 75,000 | 144,000 | 199,000 | 246,000 |
| Net interest income | 986,000 | 2,210,000 | 3,217,000 | 3,998,000 |
| Noninterest income | 154,000 | 292,000 | 434,000 | 590,000 |
| Noninterest expense | 693,000 | 1,382,000 | 2,086,000 | 2,822,000 |
| Provision for loan losses | 18,000 | 136,000 | 154,000 | 154,000 |
| Pretax income | 429,000 | 984,000 | 1,411,000 | 1,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 984,000 | 1,411,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,907,000 | 16,903,000 | 16,730,000 | 16,901,000 |