Call reports 2019
FIRST NATIONAL BANK OF LOUISBURG, THE — 2019
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,964,000 | 117,305,000 | 119,881,000 | 123,306,000 |
| Total loans | 56,094,000 | 59,670,000 | 58,339,000 | 61,159,000 |
| Allowance for loan losses | 971,000 | 990,000 | 1,008,000 | 1,027,000 |
| Securities available for sale | 49,191,000 | 48,794,000 | 48,684,000 | 53,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,259,000 | 97,746,000 | 100,709,000 | 103,402,000 |
| Interest-bearing deposits | 46,671,000 | 52,428,000 | 52,569,000 | 54,840,000 |
| Noninterest-bearing deposits | 46,588,000 | 45,318,000 | 48,140,000 | 48,562,000 |
| Equity capital | 16,503,000 | 17,110,000 | 17,119,000 | 17,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,018,000 | 3,087,000 | 4,152,000 |
| Interest expense | 45,000 | 98,000 | 190,000 | 265,000 |
| Net interest income | 946,000 | 1,920,000 | 2,897,000 | 3,887,000 |
| Noninterest income | 156,000 | 326,000 | 494,000 | 657,000 |
| Noninterest expense | 657,000 | 1,342,000 | 2,053,000 | 2,796,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 427,000 | 868,000 | 1,284,000 | 1,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 427,000 | 868,000 | 1,284,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,823,000 | 16,724,000 | 16,720,000 | 17,078,000 |
| Total capital | 17,670,000 | 17,608,000 | 17,599,000 | 17,955,000 |
| Risk-weighted assets | 67,675,000 | 70,598,000 | 70,181,000 | 70,029,000 |