Call reports 2018
FIRST NATIONAL BANK OF LOUISBURG, THE — 2018
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,078,000 | 117,342,000 | 116,916,000 | 114,886,000 |
| Total loans | 52,275,000 | 54,573,000 | 55,442,000 | 56,332,000 |
| Allowance for loan losses | 913,000 | 922,000 | 934,000 | 952,000 |
| Securities available for sale | 50,987,000 | 53,636,000 | 51,066,000 | 50,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,054,000 | 96,486,000 | 98,037,000 | 95,241,000 |
| Interest-bearing deposits | 48,711,000 | 51,468,000 | 49,912,000 | 46,548,000 |
| Noninterest-bearing deposits | 45,343,000 | 45,018,000 | 48,125,000 | 48,693,000 |
| Equity capital | 15,111,000 | 15,477,000 | 15,453,000 | 16,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,873,000 | 2,873,000 | 3,877,000 |
| Interest expense | 49,000 | 104,000 | 167,000 | 236,000 |
| Net interest income | 858,000 | 1,769,000 | 2,706,000 | 3,641,000 |
| Noninterest income | 163,000 | 335,000 | 499,000 | 671,000 |
| Noninterest expense | 636,000 | 1,285,000 | 1,948,000 | 2,674,000 |
| Provision for loan losses | 9,000 | 18,000 | 29,000 | 47,000 |
| Pretax income | 376,000 | 801,000 | 1,228,000 | 1,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 801,000 | 1,228,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,117,000 | 16,542,000 | 16,669,000 | 16,996,000 |
| Total capital | 16,906,000 | 17,381,000 | 17,506,000 | 17,845,000 |
| Risk-weighted assets | 63,023,000 | 67,029,000 | 66,880,000 | 67,848,000 |