Call reports 2016
FIRST NATIONAL BANK OF LOUISBURG, THE — 2016
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,566,000 | 104,693,000 | 101,097,000 | 110,033,000 |
| Total loans | 40,538,000 | 41,277,000 | 42,604,000 | 44,240,000 |
| Allowance for loan losses | 813,000 | 827,000 | 882,000 | 892,000 |
| Securities available for sale | 48,587,000 | 50,946,000 | 48,927,000 | 49,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,110,000 | 86,663,000 | 84,522,000 | 85,498,000 |
| Interest-bearing deposits | 51,947,000 | 52,356,000 | 47,123,000 | 46,158,000 |
| Noninterest-bearing deposits | 31,163,000 | 34,307,000 | 37,399,000 | 39,340,000 |
| Equity capital | 16,404,000 | 16,466,000 | 15,671,000 | 15,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,531,000 | 2,321,000 | 3,086,000 |
| Interest expense | 28,000 | 59,000 | 90,000 | 121,000 |
| Net interest income | 755,000 | 1,472,000 | 2,231,000 | 2,965,000 |
| Noninterest income | 146,000 | 304,000 | 461,000 | 630,000 |
| Noninterest expense | 649,000 | 1,317,000 | 1,964,000 | 2,612,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 240,000 | 435,000 | 704,000 | 959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 435,000 | 704,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,056,000 | 15,952,000 | 15,221,000 | 15,476,000 |
| Total capital | 16,701,000 | 16,620,000 | 15,903,000 | 16,198,000 |
| Risk-weighted assets | 51,404,000 | 53,292,000 | 54,358,000 | 57,554,000 |