Call reports 2015
FIRST NATIONAL BANK OF LOUISBURG, THE — 2015
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,021,000 | 101,338,000 | 99,019,000 | 98,094,000 |
| Total loans | 37,790,000 | 39,657,000 | 41,322,000 | 42,709,000 |
| Allowance for loan losses | 761,000 | 773,000 | 786,000 | 800,000 |
| Securities available for sale | 53,085,000 | 50,991,000 | 48,319,000 | 47,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,797,000 | 77,384,000 | 78,008,000 | 78,232,000 |
| Interest-bearing deposits | 50,477,000 | 47,415,000 | 47,939,000 | 47,415,000 |
| Noninterest-bearing deposits | 28,320,000 | 29,969,000 | 30,069,000 | 30,817,000 |
| Equity capital | 16,345,000 | 16,313,000 | 16,343,000 | 16,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,467,000 | 2,202,000 | 2,970,000 |
| Interest expense | 30,000 | 63,000 | 94,000 | 122,000 |
| Net interest income | 683,000 | 1,404,000 | 2,108,000 | 2,848,000 |
| Noninterest income | 166,000 | 320,000 | 480,000 | 649,000 |
| Noninterest expense | 665,000 | 1,315,000 | 1,958,000 | 2,603,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 172,000 | 385,000 | 594,000 | 846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 385,000 | 594,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,829,000 | 16,042,000 | 15,916,000 | 16,167,000 |
| Total capital | 16,468,000 | 16,691,000 | 16,573,000 | 16,809,000 |
| Risk-weighted assets | 51,018,000 | 51,781,000 | 52,471,000 | 51,237,000 |