Call reports 2014
FIRST NATIONAL BANK OF LOUISBURG, THE — 2014
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 92,552,000 | 91,890,000 | 92,841,000 | 93,764,000 |
| Total loans | 32,498,000 | 33,251,000 | 33,333,000 | 34,864,000 |
| Allowance for loan losses | 707,000 | 740,000 | 748,000 | 748,000 |
| Securities available for sale | 52,395,000 | 52,418,000 | 52,082,000 | 50,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,199,000 | 73,439,000 | 74,784,000 | 74,196,000 |
| Interest-bearing deposits | 48,955,000 | 48,984,000 | 47,210,000 | 48,215,000 |
| Noninterest-bearing deposits | 26,244,000 | 24,455,000 | 27,574,000 | 25,981,000 |
| Equity capital | 15,669,000 | 15,960,000 | 16,099,000 | 16,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,402,000 | 2,074,000 | 2,769,000 |
| Interest expense | 34,000 | 65,000 | 95,000 | 127,000 |
| Net interest income | 660,000 | 1,337,000 | 1,979,000 | 2,642,000 |
| Noninterest income | 185,000 | 353,000 | 526,000 | 670,000 |
| Noninterest expense | 672,000 | 1,312,000 | 1,958,000 | 2,605,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 161,000 | 354,000 | 511,000 | 659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 354,000 | 511,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,557,000 | 15,750,000 | 15,907,000 | 15,830,000 |
| Total capital | 16,090,000 | 16,295,000 | 16,444,000 | 16,390,000 |
| Risk-weighted assets | 42,502,000 | 43,384,000 | 42,732,000 | 44,575,000 |