Call reports 2013
FIRST NATIONAL BANK OF LOUISBURG, THE — 2013
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 82,884,000 | 85,577,000 | 84,174,000 | 92,697,000 |
| Total loans | 32,745,000 | 33,948,000 | 32,344,000 | 32,771,000 |
| Allowance for loan losses | 779,000 | 766,000 | 778,000 | 728,000 |
| Securities available for sale | 44,676,000 | 46,383,000 | 43,226,000 | 47,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,102,000 | 65,522,000 | 66,742,000 | 75,451,000 |
| Interest-bearing deposits | 44,885,000 | 45,294,000 | 43,193,000 | 44,754,000 |
| Noninterest-bearing deposits | 20,217,000 | 20,228,000 | 23,549,000 | 30,697,000 |
| Equity capital | 16,330,000 | 15,938,000 | 15,643,000 | 15,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,347,000 | 2,033,000 | 2,732,000 |
| Interest expense | 42,000 | 84,000 | 124,000 | 162,000 |
| Net interest income | 626,000 | 1,263,000 | 1,909,000 | 2,570,000 |
| Noninterest income | 121,000 | 251,000 | 399,000 | 554,000 |
| Noninterest expense | 615,000 | 1,275,000 | 1,892,000 | 2,572,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 120,000 | 215,000 | 380,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 215,000 | 380,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,498,000 | 15,593,000 | 15,548,000 | 15,672,000 |
| Total capital | 16,038,000 | 16,146,000 | 16,072,000 | 16,216,000 |
| Risk-weighted assets | 42,966,000 | 44,053,000 | 41,687,000 | 43,320,000 |