Call reports 2012
FIRST NATIONAL BANK OF LOUISBURG, THE — 2012
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,359,000 | 82,052,000 | 82,188,000 | 83,140,000 |
| Total loans | 37,308,000 | 37,798,000 | 36,913,000 | 35,032,000 |
| Allowance for loan losses | 727,000 | 742,000 | 754,000 | 763,000 |
| Securities available for sale | 39,397,000 | 40,485,000 | 40,685,000 | 43,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,457,000 | 63,658,000 | 63,523,000 | 63,983,000 |
| Interest-bearing deposits | 44,765,000 | 45,279,000 | 44,510,000 | 44,060,000 |
| Noninterest-bearing deposits | 21,692,000 | 18,379,000 | 19,013,000 | 19,923,000 |
| Equity capital | 16,324,000 | 16,604,000 | 16,821,000 | 16,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,508,000 | 2,245,000 | 2,934,000 |
| Interest expense | 58,000 | 111,000 | 163,000 | 210,000 |
| Net interest income | 694,000 | 1,397,000 | 2,082,000 | 2,724,000 |
| Noninterest income | 118,000 | 249,000 | 395,000 | 558,000 |
| Noninterest expense | 608,000 | 1,201,000 | 1,758,000 | 2,358,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 192,000 | 421,000 | 683,000 | 876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 421,000 | 683,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,360,000 | 15,589,000 | 15,851,000 | 15,624,000 |
| Total capital | 15,914,000 | 16,157,000 | 16,415,000 | 16,181,000 |
| Risk-weighted assets | 44,159,000 | 45,279,000 | 44,948,000 | 44,362,000 |