Call reports 2011
FIRST NATIONAL BANK OF LOUISBURG, THE — 2011
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,114,000 | 78,058,000 | 77,396,000 | 80,583,000 |
| Total loans | 37,122,000 | 38,026,000 | 38,377,000 | 37,813,000 |
| Allowance for loan losses | 736,000 | 748,000 | 760,000 | 773,000 |
| Securities available for sale | 35,472,000 | 33,437,000 | 35,603,000 | 38,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,952,000 | 61,109,000 | 60,063,000 | 62,257,000 |
| Interest-bearing deposits | 42,301,000 | 44,940,000 | 43,076,000 | 42,590,000 |
| Noninterest-bearing deposits | 17,651,000 | 16,169,000 | 16,987,000 | 19,667,000 |
| Equity capital | 15,220,000 | 15,922,000 | 16,317,000 | 16,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,616,000 | 2,437,000 | 3,233,000 |
| Interest expense | 70,000 | 137,000 | 200,000 | 261,000 |
| Net interest income | 732,000 | 1,479,000 | 2,237,000 | 2,972,000 |
| Noninterest income | 116,000 | 249,000 | 395,000 | 545,000 |
| Noninterest expense | 607,000 | 1,239,000 | 1,867,000 | 2,611,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 229,000 | 465,000 | 729,000 | 858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 465,000 | 729,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,803,000 | 15,039,000 | 15,303,000 | 15,432,000 |
| Total capital | 15,333,000 | 15,580,000 | 15,854,000 | 15,989,000 |
| Risk-weighted assets | 42,200,000 | 43,059,000 | 43,833,000 | 44,346,000 |