Call reports 2010
FIRST NATIONAL BANK OF LOUISBURG, THE — 2010
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,940,000 | 77,338,000 | 76,172,000 | 76,573,000 |
| Total loans | 34,448,000 | 35,620,000 | 36,089,000 | 37,638,000 |
| Allowance for loan losses | 698,000 | 705,000 | 712,000 | 724,000 |
| Securities available for sale | 32,631,000 | 30,709,000 | 33,331,000 | 34,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,740,000 | 60,118,000 | 59,404,000 | 57,071,000 |
| Interest-bearing deposits | 46,764,000 | 45,659,000 | 43,440,000 | 41,158,000 |
| Noninterest-bearing deposits | 14,976,000 | 14,459,000 | 15,964,000 | 15,913,000 |
| Equity capital | 15,908,000 | 16,314,000 | 16,095,000 | 15,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,803,000 | 2,661,000 | 3,491,000 |
| Interest expense | 121,000 | 230,000 | 331,000 | 416,000 |
| Net interest income | 788,000 | 1,573,000 | 2,330,000 | 3,075,000 |
| Noninterest income | 162,000 | 319,000 | 467,000 | 594,000 |
| Noninterest expense | 591,000 | 1,191,000 | 1,776,000 | 2,492,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 347,000 | 677,000 | 985,000 | 1,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 347,000 | 677,000 | 985,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,085,000 | 15,415,000 | 15,123,000 | 15,267,000 |
| Total capital | 15,585,000 | 15,914,000 | 15,631,000 | 15,803,000 |
| Risk-weighted assets | 39,875,000 | 39,726,000 | 40,400,000 | 42,716,000 |