Call reports 2009
FIRST NATIONAL BANK OF LOUISBURG, THE — 2009
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,906,000 | 81,058,000 | 80,536,000 | 78,248,000 |
| Total loans | 33,419,000 | 33,099,000 | 33,678,000 | 33,682,000 |
| Allowance for loan losses | 649,000 | 661,000 | 673,000 | 686,000 |
| Securities available for sale | 34,395,000 | 34,629,000 | 34,630,000 | 33,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,099,000 | 63,279,000 | 62,836,000 | 60,760,000 |
| Interest-bearing deposits | 49,867,000 | 49,247,000 | 48,529,000 | 46,091,000 |
| Noninterest-bearing deposits | 17,232,000 | 14,032,000 | 14,307,000 | 14,669,000 |
| Equity capital | 16,227,000 | 16,357,000 | 16,249,000 | 16,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,982,000 | 2,965,000 | 3,921,000 |
| Interest expense | 186,000 | 361,000 | 522,000 | 667,000 |
| Net interest income | 807,000 | 1,621,000 | 2,443,000 | 3,254,000 |
| Noninterest income | 175,000 | 328,000 | 486,000 | 636,000 |
| Noninterest expense | 525,000 | 1,163,000 | 1,858,000 | 2,641,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 445,000 | 762,000 | 1,035,000 | 1,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 762,000 | 1,035,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,269,000 | 15,586,000 | 15,258,000 | 15,424,000 |
| Total capital | 15,777,000 | 16,082,000 | 15,750,000 | 15,915,000 |
| Risk-weighted assets | 40,478,000 | 39,477,000 | 39,169,000 | 39,065,000 |