Call reports 2008
FIRST NATIONAL BANK OF LOUISBURG, THE — 2008
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,720,000 | 78,203,000 | 76,547,000 | 76,296,000 |
| Total loans | 34,679,000 | 32,760,000 | 32,249,000 | 32,838,000 |
| Allowance for loan losses | 625,000 | 625,000 | 544,000 | 637,000 |
| Securities available for sale | 35,454,000 | 38,055,000 | 36,404,000 | 33,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,075,000 | 61,938,000 | 59,593,000 | 58,563,000 |
| Interest-bearing deposits | 54,710,000 | 48,114,000 | 44,497,000 | 45,754,000 |
| Noninterest-bearing deposits | 16,365,000 | 13,824,000 | 15,096,000 | 12,809,000 |
| Equity capital | 15,240,000 | 14,908,000 | 15,659,000 | 16,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,271,000 | 3,333,000 | 4,375,000 |
| Interest expense | 375,000 | 687,000 | 918,000 | 1,118,000 |
| Net interest income | 804,000 | 1,584,000 | 2,415,000 | 3,257,000 |
| Noninterest income | 156,000 | 327,000 | 499,000 | 649,000 |
| Noninterest expense | 478,000 | 973,000 | 1,461,000 | 2,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 122,000 |
| Pretax income | 482,000 | 938,000 | 1,453,000 | 1,696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 938,000 | 1,453,000 | 1,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,245,000 | 14,701,000 | 15,216,000 | 15,459,000 |
| Total capital | 14,770,000 | 15,176,000 | 15,690,000 | 15,935,000 |
| Risk-weighted assets | 41,864,000 | 37,877,000 | 37,882,000 | 37,924,000 |