Call reports 2007
FIRST NATIONAL BANK OF LOUISBURG, THE — 2007
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,666,000 | 91,452,000 | 87,152,000 | 81,776,000 |
| Total loans | 29,862,000 | 29,907,000 | 30,033,000 | 33,066,000 |
| Allowance for loan losses | 636,000 | 636,000 | 636,000 | 635,000 |
| Securities available for sale | 53,260,000 | 52,691,000 | 47,938,000 | 42,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,297,000 | 76,996,000 | 71,532,000 | 65,847,000 |
| Interest-bearing deposits | 64,838,000 | 64,625,000 | 57,459,000 | 52,104,000 |
| Noninterest-bearing deposits | 11,459,000 | 12,371,000 | 14,073,000 | 13,743,000 |
| Equity capital | 12,889,000 | 13,109,000 | 14,059,000 | 14,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,504,000 | 3,762,000 | 4,971,000 |
| Interest expense | 504,000 | 1,033,000 | 1,498,000 | 1,913,000 |
| Net interest income | 706,000 | 1,471,000 | 2,264,000 | 3,058,000 |
| Noninterest income | 128,000 | 273,000 | 434,000 | 631,000 |
| Noninterest expense | 412,000 | 835,000 | 1,337,000 | 1,953,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 909,000 | 1,361,000 | 1,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 909,000 | 1,361,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,076,000 | 13,563,000 | 14,015,000 | 14,382,000 |
| Total capital | 13,574,000 | 14,056,000 | 14,504,000 | 14,881,000 |
| Risk-weighted assets | 39,677,000 | 39,258,000 | 38,989,000 | 39,782,000 |